Products
All Stripe Release Notes
- Sep 30, 2025
- Parsed from source:Sep 30, 2025
- Detected by Releasebot:Oct 4, 2025
Introducing Open Issuance from Bridge: A new platform to launch your own stablecoin
Bridge launches Open Issuance, a platform for brands to launch and manage their own stablecoins with customizable reserves and liquidity. It enables instant on‑chain swaps across issued coins like Phantom CASH. Real‑world rollout underway.
Open Issuance
Stablecoins are rapidly becoming one of the most transformative tools in global finance. Businesses are increasingly using stablecoins to get paid, store funds, and manage treasury operations—accelerating their ability to reach customers, launch borderless financial services, and manage costs. One thing is holding businesses back: they’re building on top of stablecoins issued by an external provider. The market is currently dominated by a small group of issuers, and their scale, liquidity, and brand recognition have made their stablecoins easy to use. But building atop these stablecoins means businesses don’t get to participate in the economics, face unpredictable fees, and are ultimately beholden to the issuers’ roadmaps. Today, we’re fixing that. Open Issuance is a new platform that allows any business to launch and manage its own stablecoin. With its own stablecoin, a business can control its product experience, mint and burn without limits or unnecessary fees, and earn rewards from reserves. Businesses using Open Issuance plug into a shared liquidity network to reduce costs and get to market quickly—without depending on a handful of incumbent issuers. Companies across industries and business models can create their own stablecoins, including:
- Crypto platforms wanting to control their economics and pass rewards to users
- Fintechs exploring stablecoins as a store of value in addition to their fiat services
- Enterprises looking to optimize their global treasury operations with enhanced liquidity while still earning yield
- Banks exploring stablecoin strategies to bring efficiencies to multiple consumer and business product lines This infrastructure is already powering its first real-world use case: Phantom, a crypto wallet with a community of more than 15 million users, is launching a new stablecoin, CASH, on the Open Issuance platform. CASH will form the foundation of Phantom’s native money movement features—users can spend CASH, send to friends, use it across DeFi, or convert it seamlessly to fiat and other stablecoins. In addition to CASH, coins already issued by Bridge will move over to the new platform, including USDH, the Hyperliquid native stablecoin built by Native Markets, and coins from MetaMask, Dakota, Slash, Lava, and Takenos.
Customizing and managing your stablecoin
Open Issuance allows you to launch a stablecoin in just a few days. Bridge handles reserve management, security, liquidity, and GENIUS-ready compliance so you can focus on your end customers. While Open Issuance will come with a set of simple defaults, nearly every aspect of your stablecoin can be customized, including:
- Which blockchains your coin supports
- What smart contracts functionality you want
- The exact mix of reserves that back your stablecoin (allocations can be balanced between cash and treasuries through top-tier partners including BlackRock, Fidelity Investments, and Superstate) We’re also building a whole suite of tools to help you increase adoption for your custom stablecoin with onramps, offramps, wallets, cards, and more from Bridge, Privy, and Stripe.
A unified network of stablecoins for built-in liquidity
Introducing new stablecoins presents an obvious challenge: building liquidity. Open Issuance solves this by design: businesses can enable their stablecoin to be interoperable (a one-for-one swap) with other Open Issuance stablecoins. As new stablecoins launch, overall liquidity expands, strengthening the entire network. This means businesses can customize their stablecoin to fit their needs without building liquidity all on their own, while end customers can swap easily. The ability to swap between these stablecoins is live in the Bridge API today. For example, say a user is holding $10 in Phantom CASH and wants to swap it with $10 of USDH. Previously, they would have to go to an exchange, offramp to USD, and then purchase USDH, incurring multiple fees and facing friction along the way. In the future, Phantom CASH users will be able to swap their funds with other Open Issuance stablecoins using an instant, permissionless transaction that is onchain—no intermediary required.
What’s next
In the coming weeks, we will be announcing more stablecoin launches and share more on the platform design of Open Issuance. At Bridge, our mission is to equip builders with the tools they need to create better financial experiences. Open Issuance is a big step forward, empowering you to control your product vision and own your economics. If you’re thinking about launching your own stablecoin, contact the Bridge team.
- Sep 30, 2025
- Parsed from source:Sep 30, 2025
- Detected by Releasebot:Oct 4, 2025
Stripe API by Stripe
2025-09-30.clover
A sweeping product update brings cross‑product improvements across Elements, Checkout, Payments, Billing, and more. It adds business name support, new error codes, branding and proration controls, and removes deprecated features, signaling a broad shipped release with API and UX upgrades.
Breaking changes
Connect enhancements
Adds specific descriptions for risk requirements during legal, PEP, and sanctions review Connect Adds a new error code for business type validations Connect Adds account balance and payout settings with the Balance Settings API Connect + 1 more
Elements enhancements
Updates default behavior for saved payment methods in Elements with Checkout Sessions Elements Prevents reusing client secrets for Intents in certain states when initializing Elements Elements Removes deprecated messaging and bank elements that were replaced Elements
Checkout enhancements
Removes postal code for card payments in certain regions on Checkout and Payment Element Checkout + 1 more Removes currency conversion field from Checkout Session object Checkout Removes support for the redirectToCheckout method Checkout Updates initCheckout to be synchronous Checkout + 1 more Adds support for collecting business and individual names in Checkout Sessions Checkout Adds the ability to exclude payment methods from Checkout Sessions and Payment Intents Checkout + 1 more Adds support for setting the capture method for specific payment methods with the Checkout Sessions API Checkout Adds support for configuring branding settings for Checkout Sessions Checkout Enables specifying units of measurement for Products Checkout
Billing enhancements
Removes iterations parameter for subscription schedules Billing Promotion Codes now reference Coupons using a polymorphic field for promotions Billing Adds the Discount source property and removes the Discount coupon property Billing Makes flexible billing mode the default for new subscriptions Billing + 1 more Updates computation of subscription schedule phase end date to consider billing cycle anchor changes Billing Adds customer portal configuration trial behavior Billing Adds the ability to itemize proration discount amounts Billing + 2 more
Enhancements to payments and payment methods
Changes the set of decline codes used for Alma, Amazon Pay, Billie, Satispay, and South Korean payment methods Payments Adds a processing status to submitted stablecoin payments Payments Adds a documented reason for Klarna chargeback losses to Disputes API Payments Adds support for the MB WAY payment method Checkout + 3 more
Terminal enhancements
Adds Japan-specific fields to the Terminal Locations API Terminal Adds support for custom BBPOS WisePad 3 splash screens Terminal
Additional updates
Adds additional enum values for Radar manual reviews Radar Updates risk levels for Issuing Authorizations to use standard values Issuing Adds new error codes for failures when creating Payment Methods from Financial Connections Accounts Financial Connections + 2 more Adds support for business and individual names on Customers Affects all products Adds support for printing a second line on Issuing physical cards Issuing Adds cash as a value for the crypto token currency enum Crypto Adds a test-mode developer assistant in Elements with Intents Elements Adds tax calculation provider to Tax settings Tax
- Sep 30, 2025
- Parsed from source:Sep 30, 2025
- Detected by Releasebot:Oct 4, 2025
All our product updates from Stripe Tour New York
Stripe Tour New York unveiled 40+ updates across payments, AI and crypto, including AI-driven fraud controls, adaptive pricing, offline Stripe Reader, and new stablecoin infrastructure. Many capabilities are now available to users.
Payments
We shared how Stripe can help you in three key areas: increasing checkout conversion for your customers across devices and markets; growing your revenue, lowering costs, and fighting fraud with the scale of the Stripe network and new AI advances; and preparing you for a new buyer: AI agents.
Here’s what’s new:
- Optimized Checkout Suite
- You can now seamlessly redirect customers from your iOS app to a mobile checkout page powered by Stripe Checkout, allowing you to save up to 90% in payment fees.
- We previewed the ability for you to use Managed Payments, our merchant of record solution, for one-time payments and app-to-web payments. With Managed Payments, Stripe manages global tax compliance, fraud and disputes, and the checkout experience—in addition to handling customer support for transactions through Link.
- You can now use Klarna on Link with Checkout and Payment Links, giving your customers the flexibility to pay over time while you get paid in full up front.
- You can now offer businesses on your platform the ability to automatically localize prices in 150 markets with no additional Stripe fees using Adaptive Pricing, available via Stripe Connect.
Payments Intelligence Suite
- You can now use Authorization Boost’s new excessive retry and decline prevention features to help lower card processing costs.
- We previewed new AI-powered controls for Stripe Radar, including dynamic risk thresholds that automatically adjust based on changes in fraud levels and the ability to set your own risk preferences within Radar.
- We previewed the ability for you to write custom fraud prevention rules with Radar for additional payment methods such as Klarna, with support for Affirm, Bacs, and Cash App coming later this year.
- You can now use AI to reduce your dispute rate by proactively refunding transactions based on the likelihood they will result in disputes via Smart Refunds.
Agentic commerce
- You can now use the Agentic Commerce Protocol (ACP), a new open standard codeveloped by Stripe and OpenAI for businesses to make their checkouts agent-ready by surfacing products, pricing, and checkout flows in a format agents can use.
- We previewed Shared Payment Tokens, our new payment primitive for AI-led commerce that lets AI agents pay with a customer’s saved payment method while securely passing payment details and risk signals to the business. Instant Checkout in ChatGPT, OpenAI’s new commerce experience, is powered by Shared Payment Tokens.
Stripe Terminal
- You can now process in-person payments without Wi-Fi, using Stripe Reader S710 with cellular connectivity.
Stripe Orchestration
- We previewed the ability for you to instantly retry transactions that fail with a different processor.
Revenue
We shared new upgrades to our Revenue suite that make it easier for the fastest growing companies to launch AI-powered offerings, such as charging customers based on LLM token usage and launching hybrid pricing models. Updates in this area include:
Stripe Billing
- We previewed billing for LLM tokens, making it easy to update your prices and protect your margins when AI model costs change. Route calls through Stripe’s proxy API or partner proxies to track usage, apply a markup, and bill customers automatically as they use your AI features.
- We previewed the ability for you to model and manage hybrid pricing models that include rate cards, license fees, and credits with new pricing plans.
- We previewed the ability for you to bill based on multiple attributes of usage data—such as model type used, data request size, and speed of delivery—from a single meter with dimensional pricing.
- We previewed the ability for you to burn down credits in real time, and configure real-time alerts for low credit balances to trigger automatic top-ups.
- We previewed the ability for you to access real-time, aggregated usage data, down to the customer level, to identify trends or power customer dashboards with the Meter Usage Analytics API.
Stripe Invoicing
- You can now accept partial payments on invoices through the Stripe Dashboard and via API.
Stripe Sigma and Stripe Data Pipeline
- You can now export prebuilt Stripe reports, select only the data and reports you need, and get more visibility into data freshness with time stamps via Data Pipeline’s new export customizations.
- You can now purchase Stripe Sigma and Data Pipeline via subscription, helping you better predict and manage your costs.
Stripe Tax
- We previewed the ability for you to use Tax for additional verticals such as events and ticketing.
- We announced that we will support tax collection in 102 countries for businesses selling physical goods early next year—up from 40 countries in 2024.
- You can now use Tax in Mexico, and we announced that support for Gibraltar, Liechtenstein, and Malaysia is coming soon.
AI development
- We previewed the ability for you to embed Stripe sandboxes directly inside your AI platform, allowing developers to launch and manage payments and financial services from right inside your environment.
Connect and Embedded Finance
More than 15,000 SaaS platforms use Stripe to offer payments and financial services to more than 10 million businesses. Today, we shared how we’re making it easier for you to run your platform, including smarter analytics to fine-tune your payments business, better tools to manage risk at scale, and new monetization features. Here’s the latest:
Connect
- We previewed the ability for you to better control risk and compliance in ways that align with your business by extending due dates for user verification tasks directly from the Dashboard and accessing tailored benefits to streamline operations as you grow with Stripe Verified for platforms.
- You can now receive email notifications from Stripe when your connected accounts have upcoming, due, or past-due risk and compliance actions. You can customize who receives these notifications and how often.
- We previewed the ability for you to offer IC+ payments pricing to your connected accounts with network cost passthrough. It comes with an easy-to-use API for prebuilt reports that you can share directly with your users, helping them understand their underlying platform fees and network costs.
Embedded Finance
- You can now onboard to Stripe Capital and send live capital offers to your users in under five minutes—without any engineering or marketing resources required.
- You can now add new features to your financial account to help your users move and store money, such as cash acceptance, and cross-border payouts.
- You can now embed a promotional tile directly within your platform’s UI that highlights available financing offers to your users with our Capital promo tile component.
- You can now allow users to make an instant payout, and see the amounts of funds available to pay out, directly within your product via our Instant Payouts promotion component.
Money Management
Earlier this year at Stripe Sessions, we previewed our biggest-ever upgrade to Stripe with a redesigned balances page in the Dashboard, plus new capabilities to help you manage payments and finances in one place. Today, these money management capabilities are accessible via Financial Accounts for businesses in the US, with support for the UK coming soon. Here’s everything you can do today, directly from the Dashboard:
- You can now easily view the transactions entering your balance —inclusive of different currencies. You can also more easily reconcile payouts and manage your schedule.
- You can now instantly convert currencies, 24/7, right from the Dashboard.
- You can now operate like a local without needing a local presence, and move money cross-border cheaply.
- You can now simplify expense management with virtual and physical cards powered by Mastercard, and send money to anyone, anywhere in minutes using the funds in your financial account—thanks to new integrations between Financial Accounts and cards and Global Payouts.
- You can now integrate your financial account with Xero and QuickBooks Sync by Acodei, allowing you to automatically import transactions to close your books faster.
Stablecoins and Crypto
Today, we announced new, modular infrastructure for all parts of the crypto stack. We highlighted dozens of examples of how stablecoins and crypto can solve fundamental problems with our existing financial systems by offering fast, low-cost, and programmable money movement with global accessibility. For example: Privy, our solution for digital asset management, allows you to offer embedded money storage for your customers in 200 markets; and Bridge, our solution for advanced stablecoin infrastructure needs, offers rails to move funds cheaply and instantaneously across currencies, borders, and entities.
Latest updates include:
- We previewed the ability for you to collect subscription payments using stablecoins.
- You can now hold stablecoin balances in your financial account if you are a US business, allowing you to expand into new markets more easily. Businesses outside the US in more than 100 countries can request access to Financial Accounts with dollar-denominated stablecoin balances.
- We announced that you will soon be able to allow users to buy crypto directly from your app with fiat-to-crypto onramp.
- We announced that you will soon be able to launch your own custom stablecoin with Open Issuance from Bridge. You’ll be able to maximize rewards by choosing the allocation of reserves managed by BlackRock, Fidelity Investments, Superstate, and others. You will also be able to make your stablecoin interoperable with other Open Issuance stablecoins, allowing end customers to swap their stablecoins using an instant, permissionless onchain transaction.
- Via Bridge, you can now use local on and offramps in Mexico, allowing you to easily move funds between dollars, pesos, and stablecoins through a simple set of APIs. We also previewed on and offramp support in Brazil via Bridge.
- Via Bridge, you can now create flexible liquidation addresses that can accept deposits across multiple chains and currencies.
- Via Bridge, you can now launch stablecoin-backed Visa cards to customers in the US, Bolivia, Brazil, Ghana, and more than 10 other countries across Latin America and Africa. Customers can spend stablecoin balances from custodial or noncustodial wallets anywhere Visa is accepted. This infrastructure is also used by Stripe Issuing, extending the 22 fiat countries already supported.
- Via Bridge, you can now instantly create virtual accounts in the Bridge dashboard, allowing customers to onramp funds using a unique bank account number with the new payments module.
- Via Privy, you can now pay for all network fees on behalf of your users directly through embedded wallets, reducing cost and friction, with the native gas sponsorship.
- Via Privy, you can now set up and support accounts across virtually any blockchain, including all Ethereum, Solana, and Bitcoin chains, and now Cosmos, Movement, Near, Spark, Starknet, Stellar, and Ton.
- Via Privy, you can now support yield generation via managed DeFi products using Morpho or Aave.
- Via Privy, you can now set up advanced policies with wallets to manage subscriptions, scheduled payments, automated portfolio rebalancing, and more.
We’d love your feedback on everything we announced at Stripe Tour New York. Share your thoughts, questions, and requests.
You can also read our changelog to learn more about the recent updates we’ve made to Stripe.
- Sep 29, 2025
- Parsed from source:Sep 29, 2025
- Detected by Releasebot:Oct 4, 2025
Developing an open standard for agentic commerce
Stripe powers OpenAI's Instant Checkout in ChatGPT, enabling US users to buy from Etsy now and soon from over a million Shopify merchants directly in chat. The open Agentic Commerce Protocol standardizes AI-driven checkout for secure, merchant-controlled transactions across agents.
Over the past few decades, commerce has shifted in distinct waves—from physical stores to ecommerce, from one-size-fits-all catalogs to personalized recommendations, and from desktop to mobile shopping. Customers have always adapted, learning how to search, trust online checkouts, and click “buy now.” With the rise of AI, commerce is approaching another fundamental change. Today, we announced that Stripe is powering OpenAI’s newly launched commerce experience: Instant Checkout in ChatGPT. ChatGPT users in the US can now buy from US Etsy sellers—and, coming soon, from over a million Shopify merchants, such as Glossier, Vuori, Spanx, and SKIMS—directly in chat. Instant Checkout is powered by the Agentic Commerce Protocol (ACP), a new open standard codeveloped by Stripe and OpenAI that enables programmatic commerce flows between buyers, AI agents, and businesses. It provides a blueprint for how businesses can make their checkouts agent-ready so that customers using AI agents, such as ChatGPT, can buy products directly from where they’re discovering them. The ACP specification is available for businesses and AI agents to implement starting today. If your business is interested in participating in Instant Checkout in ChatGPT or you want to get access to other AI agents, please reach out.
What we’ve heard
- For the past year, we’ve been exploring and pressure-testing our assumptions in agentic commerce, and working with all of you has shaped our view of what’s required: customers should be able to securely buy where they discover; businesses should be able to sell through new channels without giving up trust, brand, or control; and AI agents should be able to enable transactions without exposing customer credentials. Through testing with real users, we’ve learned:
- Trust is essential. With AI agents now capable of initiating transactions on behalf of buyers, businesses need a way to confirm purchases, securely accept payment credentials, respond to new fraud signals, and update their risk models to differentiate good bots from bad bots.
- Fragmentation is painful. Businesses want to reach more customers through new agentic channels, but they don’t want to build custom capabilities for each agent nor maintain dozens of bespoke integrations. The AI economy needs standardized infrastructure to flourish.
- Flexibility is required. Agents will enable new types of commerce beyond one-time, one-merchant synchronous purchasing, such as “buy for me” background capabilities, multi-merchant carts, and usage models. Businesses want to support any new flows without rebuilding their stack.
An open protocol for agentic commerce
- Businesses need to manage the balance of increasing conversion, minimizing fraud, and growing long-term customer relationships. Stripe has been helping the world’s fastest-growing businesses succeed online for more than 15 years, and we drew on this experience to make ACP optimized for businesses, trusted by consumers, and powerful for agents.
- Built for businesses: With ACP, you maintain your customer relationships as the merchant of record, retaining control over which products can be sold, how they’re presented, how transactions are processed, and how orders are fulfilled.
- Designed to work with your existing systems: ACP can connect with any commerce backend and payments infrastructure. You don’t need to build custom inventory or payments connections for each individual AI agent you want to sell through. Instead, with ACP, you build once and can distribute to any ACP-compatible AI agent.
- Supports complex flows: ACP supports flexible configurations for many commerce types, including physical and digital goods, subscriptions, and asynchronous purchases. Our goal is to make the specification support custom checkout capabilities, such as managing in-store pickups or dynamic pricing, through AI agents.
- ACP is open source, Apache 2.0 licensed, and community-designed. You can implement the specification to transact with any AI agent using any compatible payment provider.
How it works: A transaction powered by ACP
Here’s how ACP works for buyers, AI agents, businesses, and payment providers:
- Buyer: The buyer discovers a product or service via an AI surface, selects what they want to buy, picks a saved payment credential or adds a new one, and grants permission to initiate a checkout through the AI agent.
- AI agent: The agent interfaces with the buyer, showing products, displaying checkout, and collecting payment details. When the buyer confirms, the agent makes a request to the business to initiate checkout on behalf of the buyer.
- Business: The business receives a checkout request and secure payment credential details from the AI agent. The business can choose to accept or decline the transaction using payment and fraud signals, and is the merchant of record.
- Payment provider: The AI agent communicates with the business’s payment provider to relay payment credentials via a secure token for the business to charge the buyer. The use of the token is programmatically controlled, permissioned, and logged.
How to get started
- To learn how to configure your checkout for agentic commerce, read the ACP specification.
- To get ready for Instant Checkout in ChatGPT or sell through future AI agents, please reach out to our team. If you already process payments with Stripe, you will be able to enable agentic payments in your existing integration by updating as little as one line of code. If you currently process with another provider, you can still use Stripe for agentic payments. To learn more, read our docs.
- We’re focused on making ACP business-friendly, ready for any AI agent, and flexible across industries and business models. Working with partners such as OpenAI helped us test the ACP against real-world complexity, and made it flexible enough to support the future breadth of agentic commerce. We invite anyone to help improve ACP; learn more at agenticcommerce.dev.
- Sep 1, 2025
- Parsed from source:Sep 1, 2025
- Detected by Releasebot:Oct 4, 2025
Sep 2025
Stripe rolls out a wave of product updates spanning Data Pipeline, Billing, Checkout, Payments, Radar, Tax and Terminal. Expect new data freshness visibility, real-time usage analytics, flexible hybrid pricing, enhanced risk controls, BNPL on Link, app-to-web Checkout and expanded global support.
Data Pipeline
You can now view data freshness and export timestamps for greater visibility.
Link
Businesses in the US can now offer customers buy now, pay later options with Klarna on Link.
Invoicing
You can now correct reconciliation errors by unapplying payments from paid invoices.
Billing
You can now use the usage analytics API to access real-time aggregated usage data down to the customer level and power your end user dashboards.
Billing
You can now configure credit balance alerts and automatic top-ups.
Billing
You can now grant credits that draw down in near real time.
Billing
You can now bill based on multiple attributes of usage data from a single meter with dimensional pricing.
Billing
You can now model and manage hybrid pricing plans that include license fees, usage-based rate cards, and credit grants.
Checkout
Stripe Checkout now supports app-to-web payments, letting you redirect iOS users to a mobile-optimized web flow. Context like cart items and user info is automatically preserved, making the transition seamless.
Payments
Managed Payments—which handles payments, global tax compliance, fraud, disputes, and support for you—now supports one-time payments and the new Checkout app-to-web payment flow.
Connect
You can now receive email notifications from Stripe when your connected accounts have upcoming, due, or past-due risk and compliance actions.
Connect
Stripe Verified now gives platforms greater control to manage risk and compliance in ways that align with their business. Extend due dates for user verification tasks directly from your Dashboard and access tailored benefits for smooth operations as you grow.
Data Pipeline
You can now export prebuilt Stripe reports to your data warehouse or cloud storage.
Data Pipeline
You can now export only the data you need to streamline analysis.
Payments
You can now instantly retry transactions that fail with a different processor in Stripe Orchestration.
Radar
Radar for Fraud Teams users can now request access to the ability to set their risk preferences and Radar will dynamically adjust its risk controls on their behalf (preview).
Radar
Radar for Fraud Teams users can now request access to write custom rules for Klarna, with additional LPMs including Bacs, NZ BECS, AU BECS, ACSS, Affirm, Afterpay, and CashApp coming later this year. This is in addition to existing support for cards, ACH, and SEPA.
Radar
Radar for Fraud Teams users can now use Smart Refunds, which provides recommendations in the Stripe Dashboard for transactions to refund based on the likelihood they will turn into disputes.
Radar
Radar for Fraud Teams users can now request access to dynamic risk thresholds, so Radar will adjust their risk threshold on the user’s behalf during and after a fraud attack (preview).
Tax
Stripe Tax now supports users located in Mexico.
Tax
Stripe Tax now supports businesses that sell tickets to events, museums, movies, and more.
Payments
You can now use Authorization Boost to increase revenue and reduce card processing costs. Our unified AI-powered acceptance optimization product now includes new features such as decline prevention to help reduce network costs.
Radar
Radar users can now sign up directly from their Dashboard for dispute prevention—powered by Verifi and Ethoca—to access automated dispute resolution and deflection across Visa and Mastercard transactions.
Terminal
Stripe Terminal is now available in Japan.
Terminal
Stripe Reader S710 is now available with cellular connectivity, so you can process payments without interruptions—even if the WiFi goes down.
- Jun 5, 2025
- Parsed from source:Jun 5, 2025
- Detected by Releasebot:Oct 4, 2025
Stripe Tax: An all-in-one global tax compliance solution
Stripe Tax expands to an all‑in‑one tax solution with registration and filing, letting businesses register, calculate, collect, and file taxes in a self‑serve flow. A Taxually integration automates multi‑jurisdiction filings as Stripe steadily expands globally.
Global trade was once the domain of large multinational companies. Today, a new generation of startups sell across borders from Day 1. A 2023 Stripe survey found that 84% of responding businesses sold to more than one country. For single-person companies, the number was nearly as high: 81% sold internationally.
While companies of all sizes now operate on a global scale, they don’t all have the same resources to manage the complexities of global tax compliance. That’s why we first built Stripe Tax: to make it easier for businesses to calculate and collect taxes without diverting scarce resources away from growth.
Last month at Stripe Sessions, we announced that we’re taking it a step further: we’ve added registration and filing to make Tax a truly all-in-one solution for businesses to register, calculate, collect, and file taxes. And it’s still designed to be self-serve: we distilled the knowledge of our in-house tax experts to build a product simple enough for a business of any size to use.
Register where and when you need to—in just a few clicks
Most countries require businesses to register before they can begin collecting taxes legally. Their rules vary, however, when it comes to the triggers that require registration and collection. Having an office in a country might be enough on its own to require registration. Other times, it depends on revenue. For example, a local business in the United Kingdom doesn’t need to register until it has surpassed £90,000 in sales; but businesses in Spain need to register before selling anything.
Stripe Tax has always notified you when you’ve crossed a tax threshold in one of your markets. Now when it’s time to register, you’ll be taken through a guided process that has your business information prefilled, significantly speeding up the outcome.
File confidently across multiple global jurisdictions
Once you’re registered, you’re cleared to start collecting tax—but you also start the clock on filing tax returns. What you need to file, and how often, will also vary depending on where you’re selling. Selling in multiple countries—or even multiple US states—could easily result in hundreds of filings each year, with each requiring a different set of information in a different format.
Stripe Tax now integrates with filing partner Taxually to help you figure out exactly when and where you need to file, and automate the process. This approach simplifies filing, but it also reduces risk: with your Stripe transaction data flowing automatically where needed, filings are timely and accurate.
What’s next
We’re continually adding support for new countries and new verticals, with events and ticketing coming later this year.
To learn more, read our docs or get in touch.
Already a Stripe user? Get set up in the Stripe Dashboard.
- Jun 2, 2025
- Parsed from source:Jun 2, 2025
- Detected by Releasebot:Oct 4, 2025
Global Payouts: A new way to send money directly to third parties
Stripe unveils Global Payouts, a multi‑currency cross‑border payout solution that lets you fund, store, and send money to recipients in 50+ countries with no‑code or API options. It promises faster payouts, lower FX costs, and enhanced verification through Financial Connections.
Global Payouts
Businesses tell us that sending payouts can be slow, costly, and error-prone, and is even more complex when moving funds cross-border. They have to accept payments in dozens of currencies, pay multiple FX fees, and build custom UIs to collect bank details—all before their recipients see a cent. Last month at Stripe Sessions, we announced our solution: Global Payouts, which allows you to easily and securely send money to third parties around the world. Global Payouts is part of our biggest-ever upgrade to Stripe to make it less expensive, complex, and time-consuming for you to fund, store, and pay out in multiple currencies. Companies across industries and business models can use Global Payouts. For example:
- Insurers can pay out claims to policyholders
- Fintechs can disburse funds to recipients
- Retailers can send rebates or rewards to customers
- Businesses can pay contractors, vendors, or affiliates Businesses such as Turo have already sent more than $160 million in claims payouts with a 99.5% success rate. Here’s everything you can do with Global Payouts.
Simplify global money management
Moving funds between payment processors, banks, and payouts providers can take days and becomes even more cumbersome if you have to manage money across borders. This requires you to incur FX fees once as you accept and store money in multiple currencies, and then again as you’re paying out. We simplified this process by allowing you to fund, store, and send money—all on Stripe. Even if you don’t process payments on Stripe, you can easily fund your Stripe balance from your external bank account through the Dashboard or via the API. Once you’ve moved the funds into Stripe, you need a place to hold them. We’ve made your Stripe balance more powerful by adding the ability to store these funds in multiple currencies. You can then use Global Payouts to send money in these currencies directly to recipients in more than 50 countries—meaning you only incur FX fees if and when you need to.
Go live in hours, with or without code
While some businesses have the resources to build fully customized payouts programs from scratch, most need to go live quickly without first devoting months of engineering time. With Global Payouts, sending money is as easy as sending an email. You can use our no-code payouts to collect your recipient’s information via email, then automatically send them money. Or for complete customization, you can use the Stripe API to build your own UIs and automate payout flows. No matter your integration path, you can use the Stripe Dashboard to pull reports, manage team access, make one-off corrections to recipients, download data directly to your warehouse via Stripe Data Pipeline, and even write natural language queries with our AI-powered Sigma Assistant. Businesses ranging from startups to some of the world’s leading marketplaces have sent their first payout within hours.
"Global Payouts [has] been transformative for UrbanSitter by providing an easy-to-integrate, less expensive solution that has saved our engineering team hundreds of hours. Stripe always gives us white-glove service and custom-tailored solutions—and we now have a seamless recipient experience for the fastest-growing portion of our business."
Provide a seamless, secure recipient experience
Businesses tell us that one of the hardest parts about sending money is accurately collecting recipient information. Building localized, compliant UIs to collect recipient information can take months, and they typically require recipients to manually enter payout information, resulting in typos and failed payouts. We’re bringing together our suite of products to solve this. Our UIs are integrated with Financial Connections, allowing recipients to easily link their account information with their bank login. This integration also allows you to verify the recipients and their bank details, providing an extra layer of fraud protection. Businesses that collect recipient information through Financial Connections have seen an 88% decrease in failed payouts compared to manual information entry, resulting in a better experience for recipients.
What’s next
Over the next year, we plan to allow all users to send money to recipients in more than 100 countries in local currencies or in stablecoins. We also plan to expand access to Global Payouts to businesses in Europe. To learn more about our Global Payouts capabilities, read our docs or get in touch.
- May 20, 2025
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- Detected by Releasebot:Oct 4, 2025
Introducing Stablecoin Financial Accounts in 101 countries
Stripe launches Stablecoin Financial Accounts to empower 101 countries with dollar stablecoins, USD/EUR transfers, and cross‑border rails from a single dashboard. Hold USDC, pay vendors, and move funds on eight blockchains. Now in preview with a waitlist and future coin expansions.
Stablecoin Financial Accounts
Supported capabilities in 101 countries
- Hold a dollar-denominated stablecoin balance
- Send and receive US dollars via ACH or wire
- Send and receive euros via SEPA
- Send and receive stablecoins globally across eight blockchain networks
Global commerce context
Commerce has never been more global, with the cross-border ecommerce market value expected to increase almost six-fold from $2.8 trillion in 2023 to $16.4 trillion by 2032. But while we’re seeing businesses sell into more countries than ever before, money management continues to be far from modern. Much of the world is subject to unstable currencies, high FX fees, and unreliable financial infrastructures—resulting in an unequal playing field when running a global business.
What we’re changing
We’re changing that with Stablecoin Financial Accounts. Now, businesses in 101 countries can easily access a dollar-denominated account, and move money on stablecoin or established financial rails right from their Stripe Dashboard. Businesses can also pay vendors in global reserve currencies, reduce costs from inflation and currency exchanges, and access the global financial system.
Powered by Bridge
Stablecoin Financial Accounts are powered by Bridge—the leading platform for stablecoin orchestration—which Stripe acquired earlier this year. We’ve integrated Bridge’s powerful APIs directly into Stripe, so that businesses can sign up and start managing their global financial operations with no code required.
Initial storage and currencies
We’re starting with stablecoin storage in USDC and support for fiat transactions in USD and EUR. We’ll soon expand to offer storage in USDB, Bridge’s own stablecoin, and we plan to add more coins and fiat rails over time.
Preview and waitlist
Stablecoin Financial Accounts are currently in preview with businesses around the world. You can join the waitlist to get access.
- May 7, 2025
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- Detected by Releasebot:Oct 4, 2025
Our top product updates from Sessions 2025
Stripe unveils its biggest platform update across Payments, Revenue, Connect and Money Management with AI, orchestration, and global rails. Highlights include Stripe Orchestration, Adaptive Pricing, 125+ methods, Global Payouts, and stablecoin rails for programmable money movement.
Payments
Stripe now processes more than $1.4 trillion in payments a year, with 73% of global enterprises new to Stripe choosing to build their checkouts with our Optimized Checkout Suite. Among many other things, today we shared how we’re using AI across the full payments lifecycle to boost conversion and reduce costs, how we’re making Stripe more extensible by allowing you to manage multiple payment providers with Stripe Orchestration, and how we’re making it easier to launch and enter new markets with Stripe Managed Payments. Here’s the full list of what’s new:
Stripe Orchestration
- We previewed Stripe Orchestration, which allows you to easily manage multiple payment processors with full control and visibility, from right within Stripe.
Optimized Checkout Suite
- We announced that one-click Klarna will soon be available on Link, allowing your customers to add their Klarna account and pay in one click.
- We announced that this summer we’ll launch Managed Payments, our merchant of record offering. Stripe will manage global tax compliance, fraud and disputes, and the checkout experience, in addition to handling customer support for transactions through Link.
- The AI models built into our Optimized Checkout Suite now use more than 100 signals to personalize checkout in real time, including which payment methods are shown and which payment fields are displayed.
- You can now access more than 125 global payment methods on Stripe, including stablecoins and real-time payments, such as Pix and UPI.
- You can now use Adaptive Pricing to localize prices in more than 150 markets with no additional fees on more prebuilt payment surfaces, including Elements and the Hosted Invoice Page.
- You can now display any payment method—with any payment processor—in the Payment Element.
- You can now accept payments on your mobile app using a customizable drop-in component with the Embedded Mobile Payment Element.
- You can now go live on the Payment Element faster than ever before with the Checkout Sessions API, our new integration path that allows you to enable products like Billing, Tax, or Adaptive Pricing with a single line of code.
Payments Intelligence Suite
- We previewed Authorization Boost, which uses AI to automatically update cards and tokens, route transactions across networks, and determine if and how to retry failed payments.
- We previewed Smart Disputes, which automatically responds to eligible disputes on your behalf, with evidence tailored to each dispute to help you recover more chargebacks.
- You can now incorporate Radar risk scores, via API, into your own in-house fraud prevention system or multiprocessor setup.
- You can now use Radar’s fraud protection for ACH and SEPA payments.
- We added new capabilities to Payments analytics, including more visibility into dispute rates with disputes analytics and quantifiable recommendations for how to increase your revenue.
- If you have a premium or enterprise support plan, you can now use our new AI-powered anomaly alerts, which catch unexpected degradations in authorization rates with over 90% precision.
- We expanded Radar’s dispute prevention, now powered by Ethoca (from Mastercard) and Verifi (from Visa), to help you proactively prevent disputes by reminding customers about order details and automatically resolving disputed transactions before they become chargebacks.
Terminal
- We previewed the ability to use Terminal on third-party hardware, beginning with Verifone.
- Through our partnership with FreedomPay, you can combine Stripe’s in-person payments with more than 1,000 POS and hardware providers.
Currency presentment
- You can now use the FX Quotes API to display prices in local currencies, lock in exchange rates, and check real-time rates and fees.
Organizations
- We previewed the ability to easily share customers and their payment methods across accounts, removing the need to re-collect information at checkout.
- You can now centrally view and manage disputes across accounts in your organization.
Revenue
More than 300,000 businesses use Stripe Billing—the heart of our Revenue suite—including the world’s leading AI companies such as OpenAI, Anthropic, Cursor, Midjourney, and now, NVIDIA. We unveiled the biggest updates to our Revenue suite yet, including two new extensibility primitives—Scripts and Workflows—that turn Stripe into a programmable revenue engine, upgrades to usage-based billing to help you better monetize your AI offerings, and the evolution of Stripe Tax into an all-in-one global tax solution, now with automated registration and filing. Here’s more of the latest:
Billing
- We previewed Stripe Scripts, a new way to extend and customize the logic in Stripe Billing.
- You can now build, test, and execute multistep flows that orchestrate across Stripe products—using your data, Stripe’s APIs, and conditional logic—with Workflows.
- Our new AI-powered benchmarking tool lets you compare your performance against similar businesses on Stripe.
- You can now set up mixed interval subscriptions, consolidate subscriptions on an invoice, unallocate payments, and set up partial payments.
- You can now access financial reports and streamline connections to your data warehouses across all your Stripe accounts with Stripe Organizations’ expanded support for Billing.
Tax
- Tax now supports global registration and filing, allowing you to streamline every aspect of tax compliance in one solution.
- We now support tax collection in 102 countries—up from 57 last year.
- Tax now supports country- and state-specific tax rules for calculating shipping fees.
- We released new apps from Anrok, Avalara, and Sphere, which integrate with Stripe Billing and Checkout and allow you to automatically calculate tax on Stripe transactions, subscriptions, and invoices with your third-party tax solution.
- We announced that Tax will soon support additional verticals such as events and ticketing.
Revenue Recognition
- New transaction data is now available within three to four hours, allowing you to close your books within the same day.
- We previewed Revenue Recognition support for all Billing users, including those with usage-based billing models, to automate accrual accounting.
Sigma and Data Pipeline
- You can now access Stripe data sooner: query data in Sigma within three hours, and access Stripe data in your storage destination via Data Pipeline within six hours.
- You can now use Sigma and Data Pipeline with Stripe Organizations, allowing you to access and export your Stripe data at an organization level.
- We previewed the Sigma API, which allows you to access your Sigma data and templates via an API to create custom integrations and automate reporting in your own environment.
Connect and Embedded Finance
Stripe Connect now helps more than 15,000 SaaS platforms—supporting more than 10 million businesses—embed payments and financial services directly into their platform. Today, we shared powerful new tools to help you manage the complexities of running your business, including a major refresh of the Stripe Dashboard for platform users, instant onboarding that leverages the scale of the Stripe network, and support for turnkey consumer issuing programs. Updates in this area include:
Connect
- We announced a new version of Radar built just for platforms. You can use Radar’s AI-based fraud prevention features to detect potentially fraudulent accounts, set custom account-level rules, and access advanced analytics to optimize your risk strategy.
- Users who already have a Stripe account can now onboard onto your platform in just three clicks with networked onboarding.
- We previewed the new dashboard for platforms, with new summaries of financial performance and connected account growth, personalized recommendations, and snapshots of restrictions and tasks.
- You can now view support cases across all your connected accounts and get insights into the top support issues your users encounter.
- Your customers can now pay their subscription fees directly from their Stripe balance.
- With the new Accounts v2 API, you can now model your customers with a single Stripe account across Stripe Billing and Stripe Connect.
- You can now access new resources, tools, and support available through our SaaS platform partner ecosystem.
Capital
- We previewed the ability to use Capital to extend financing to more of your users—even businesses that don’t use Stripe to process their payments—by integrating your own third-party data into Stripe’s underwriting.
- You can now offer end-to-end financing for your users by integrating our ready-to-use, customizable embedded components directly into your platform in a few minutes with just a few lines of code.
Issuing
- We previewed the ability to build a turnkey consumer credit card program with Stripe Issuing.
- You now have more flexibility in how you build your Issuing program, with the option to maintain full control over your banking relationships, or use your own license while partnering with Stripe to process transactions.
- You can now easily write complex authorization rules through a no-code dashboard with our Issuing rules engine.
- Our new set of API signals and tools helps you make better fraud decisions by highlighting the fraud risk of your issuing authorizations and card activity.
- Platforms in the US can now issue US cards to subsidiaries of multinational customers in more than 40 countries.
Money Management
We announced that, starting today, we’re rolling out our biggest-ever upgrade to Stripe to make money management internet-native and programmable. We previewed new capabilities to help you store, send, and receive money—including in stablecoins—all on local rails and in multiple currencies. Over the next year, we’ll make these capabilities available by default to all users on Stripe. Here’s everything we shared:
- We previewed new money management features that are built into the Stripe Dashboard, allowing businesses in the US and UK to store and manage money in multiple currencies and convert between them, send and receive money via local rails, and create virtual and physical cards.
- We announced that users from more than 100 countries will soon be able to store, receive, and send funds via crypto and fiat rails from a dollar-denominated stablecoin balance with Stablecoin Financial Accounts.
- Businesses in the US and UK can now send global payouts to customers, affiliates, contractors, or other third parties in 58 countries with just an email address with Global Payouts.
- We previewed the ability for you to get a USDC-denominated corporate card on the Visa network, powered by Stripe Issuing and Bridge.
And much more
In addition to sharing updates from our four core product areas, we also announced several other features, products, and programs that help you grow. We announced a new API that lets you embed agentic commerce directly into your applications, unveiled Stripe Verified, a new credential for an accredited Stripe business, and previewed a new networking capability that lets you easily transact with other businesses on Stripe. Here’s what’s new:
- You can now add Stripe to your agentic workflows, giving agents access to financial services so they can earn, store, and spend funds.
- We announced the Order Intents API, which allows you to create a commerce agent in seconds.
- We previewed Stripe Profiles, your public identity on the Stripe network, coming this summer. Stripe Profiles will let you streamline invoicing and payments with other businesses on Stripe. If you’re a Stripe user, you can reserve your profile today.
- We announced Stripe Verified, a new service that will help you navigate global requirements for payment processing and financial solutions with personalized monitoring, enhanced protections, and expert assistance.
- You can now use sandboxes to test functionality and experiment with new features in an isolated environment that replicates your business, without impacting your live integration.
- We launched the Stripe Startups program, which supports venture-backed, early-stage startups with financial benefits, a focused community, and expert content.
- You can now use Instant Payouts to withdraw funds from Stripe to debit cards in 32 countries.
- You can now use natural language to complete tasks in the Dashboard—e.g., creating products, processing refunds, and generating payment links—with our AI-powered Dashboard assistant.
We’d love your feedback on everything we announced at Sessions this year. Share your thoughts, questions, and requests here.
You can also read our changelog to learn more about the updates we’ve made to Stripe in the last year.
- Apr 30, 2025
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Radar now protects ACH and SEPA payments
Stripe extends Radar fraud protection to ACH and SEPA, using AI-driven models to curb bank debit fraud with asynchronous signals. Early adopters report measurable fraud reductions and customizable controls for ACH/SEPA risk.
Over the last year we’ve seen a 40% increase in noncard payment volume on Stripe. It’s a major change that has implications for many aspects of the payments landscape, including how we fight fraud. That’s because while many noncard payment methods have lower fraud rates than cards, they also introduce new fraud challenges. Consider bank debits, which have a longer settlement period compared to cards (up to four days). This means a business takes on the risk of failed bank payments—and the potential for lost revenue—if you deliver goods and services to your customers before the transaction has settled.
To help you adapt your fraud prevention strategy to the changing set of payment method preferences, we’re extending Radar’s fraud protection to cover ACH and SEPA payments. We’ve applied the same AI architecture that Radar uses for cards to new AI models that automatically screen and help block risky ACH and SEPA transactions. This allows you to confidently adopt the payment methods your customers are asking for, knowing that your fraud protection tools are tuned to the unique fraud profiles these payment methods carry. Companies including Xero, Jobber, and FreshBooks are already using Radar’s new models to combat ACH and SEPA fraud. On average, Radar users see a 42% reduction in SEPA fraud and a 20% reduction in ACH fraud.
Block ACH and SEPA fraud while maintaining a low false positive rate
Because bank debits have an extended settlement time, signals like the immediate confirmation that a payment has succeeded—which helps us predict card fraud—aren’t available right away. Instead, we engineered hundreds of new features that are unique to the asynchronous nature of ACH and SEPA transactions.
We now look at signals like average order value (which is typically larger for direct debit transactions compared to card transactions) and a bank’s historical rate of payment success and failure. This new information allows our models to predict the likelihood that an ACH or SEPA transaction will not succeed and automatically block it.
Customize your ACH and SEPA fraud protection
With Radar for Fraud Teams, you can create custom rules based on payment method type with new attributes that are tailored to ACH and SEPA. For example, you can write a rule to block a bank account routing number that’s produced fraudulent activity before. In addition, you can use payment method attributes to customize your default “block” and “allow” lists, and tailor your risk threshold for cards, ACH, or SEPA.
Helping you adapt to fraud
Existing Radar users automatically benefit from ACH and SEPA fraud protection—no extra work required. And because Radar is seamlessly integrated with other Stripe products such as Checkout and Connect, you get expanded fraud protection across all your payment surfaces and configurations.
Over the next year, we plan to add Radar support for fast-growing payment methods with high fraud rates and build new, customized tools that are designed to address these specific fraud vectors. Let us know which payment methods you’d like us to support next.
Learn more about how Radar can help protect your business, or get started with Radar today.