Stripe Release Notes

Access instant, 24/7 bank-funded stablecoin payments with Ramp Bill Pay.

Hold, grow, and move stablecoins with Ramp Stablecoin Accounts.

SAN FRANCISCO AND DUBLIN—Stripe, the programmable financial services company, is powering two new stablecoin products from Ramp.

Ramp is adding stablecoins as a payment option in Bill Pay, allowing customers who don’t own crypto to benefit from the instant, inexpensive, and 24/7 nature of stablecoins—without ever touching the stablecoins themselves. Ramp customers can now pay bills with stablecoin payments funded from an external bank account, with Stripe's stablecoin orchestration platform Bridge converting the dollars and sending the funds to the recipient's wallet.

Ramp is also launching stablecoin accounts allowing users to hold balances, pay anywhere in the world at any hour, and earn up to 3.25% in rewards. Stripe’s crypto wallet infrastructure provider, Privy, securely stores customer balances as US dollar-denominated stablecoins. Ramp customers simply see a single balance across stablecoin and fiat accounts displayed as dollars. Transactions settle instantly, any time of day or night, meaning a US business could pay a supplier based in India in minutes, outside of regular banking hours.

“For Ramp customers, a dollar is a dollar, whether it's stablecoin or traditional fiat currency,” Andrew Chapello, product at Ramp, said. “Stripe’s stablecoin APIs make it easy to deliver that experience to our customers. Businesses can now hold and send stablecoins without any prior crypto expertise.”

Ramp Stablecoin Accounts reconcile every transaction with customers’ existing accounting systems. One Ramp beta customer found that stablecoin payments made up roughly 10% of its vendor payments but consumed 50% of its accounts payable time. Ramp Stablecoin Accounts are built to solve this problem.

“The world’s fastest-growing fintechs, like Ramp, are building on internet-native rails with stablecoins,” Henri Stern, CEO and cofounder of Privy, said. “We are proud to see Ramp use Stripe’s stablecoin stack to provide incredible products that uniquely solve their customers’ challenges globally.”

Enabling online commerce in the AI era

BERLIN—Stripe today shared new tools to help businesses in Germany sell to and via AI agents, and reach more markets around the world. Stripe works with half of the DAX40—including BMW, E.ON, Allianz, and SAP—and over three hundred thousand other German businesses, from large family enterprises like Viessmann to tech leaders like DeepL, N26, and Black Forest Labs.

Stripe announced that, beginning later this year, businesses in Germany will be able to sell to customers inside AI interfaces with the Agentic Commerce Suite, which makes products discoverable and purchasable from inside AI interfaces through a single integration. Businesses with entities in the US can already sell to customers in the US via platforms including Gemini and Copilot.

AI companies in Germany can now meter token consumption and charge customers for their exact usage in real time with Metronome, integrated into Stripe Billing. And Stripe Radar, which blocked over €2 billion in fraudulent volume for German merchants last year, now defends against token theft, with protection against multi-account abuse, free trial fraud, and pay-as-you-go abuse.

New export tools for German businesses

Stripe Managed Payments is now generally available, supporting businesses in Germany to expand into 195 markets without setting up local entities. Stripe acts as the merchant of record, handling local tax, compliance, and payment infrastructure.

For companies selling across different currencies, Adaptive Pricing automatically localises prices at checkout, and is now available for businesses accepting recurring payments. Businesses using Adaptive Pricing have seen revenue from international markets increase by an average of 17.8%.

Powering Germany’s small and medium-sized businesses with software platforms

More than one million SMBs in Germany use Stripe via software platforms like Jimdo and allO. Today Stripe shared three new tools to help platforms offer financial services directly to these businesses:

• Treasury for Platforms: Platforms can now provide SMBs with a business account that lets them hold, convert, and move money across currencies with instant transfers, and easily make payments across 160 countries.
• Capital for Platforms: Platforms can lend money to their SMB customers.
• Platform growth studio: Platforms on Stripe now get personalised growth recommendations benchmarked against thousands of other platforms building on Stripe.

Stripe’s country lead in Germany Thomas Cser said: "The most ambitious businesses in Germany need infrastructure that keeps up: tools to export to more markets faster, and a way into the AI economy before the window narrows."

These updates were shared at Stripe Tour Berlin, the company's annual internet economy conference in Germany.

Payments

Adds buyer ID support for Bizum payments

Payments

Enables manual capture for Sunbit payments

Payments

Adds buyer ID support for BLIK payments

Payments

Adds a fingerprint to Pix payment method details

Payments

Adds transaction link ID to card payment method details for Mastercard and Maestro transactions

Payments

Adds payment method options for Sunbit in Checkout Sessions

Payments

Adds support for the Sui network and USDsui token for crypto payments

Crypto + 1 more

Payments

Adds support for Mastercard compliance disputes

Payments

Adds support for recurring payments with Satispay

Billing + 1 more

PARIS—As Stripe celebrates 10 years in France, the company today shared new tools designed to help French businesses compete globally and capitalize on the shift to AI commerce.

Stripe now supports nearly 800,000 businesses and solopreneurs in France, including half of the CAC 40, two thirds of French unicorns, and a growing cohort of AI-native companies including Mistral, Hugging Face and Nabla, alongside enterprises like La Redoute, Accor, and TF1.

In 2025, one in three customers of French businesses on Stripe came from outside France. These businesses now generate 22% of their revenue from international markets, up from 16% in 2020, reflecting the global reach Stripe unlocks. Today's announcements go further, giving French businesses new ways to reach international customers, monetize AI products, and turn platforms into full financial ecosystems.

Commerce in the age of AI

France is one of Europe's leading AI hubs, and Stripe is building the payments and billing infrastructure that the latest generation of AI companies, including new customers Gradium and H Company, rely on to grow.

AI companies can now meter token consumption and charge customers for their exact usage in real time with Metronome, integrated into Stripe Billing. And Stripe Radar now defends against token theft, with protection against multi-account abuse, free trial fraud, and pay-as-you-go abuse.

AI-powered growth isn’t limited to AI companies. Beginning later this year, French businesses will be able to make their products discoverable and purchasable across AI agents through a single integration with Stripe’s Agentic Commerce Suite.

Selling globally from France

Stripe Managed Payments is now generally available, enabling French businesses to expand into 195 markets without setting up local entities. Stripe acts as the merchant of record, handling local tax, compliance, and payment infrastructure. Social discovery app Yubo has recently introduced it to accept payments from overseas.

For companies selling across different currencies, Adaptive Pricing automatically localises prices at checkout.

Powering France's platform economy

More than 1,800 software platforms in France are building on Stripe. Today Stripe shared three new tools to help platforms offer financial services directly to their customers:

• Treasury for Platforms: Platforms can now provide their customers with a business account that lets them hold, convert, and move money across currencies with instant transfers and access to Stripe's 160-country payout network.
• Capital for Platforms: Platforms can now extend financing directly to their customers—no bank partnership required.
• Platform growth studio: Platforms on Stripe now get personalised growth recommendations benchmarked against thousands of Stripe platforms.

Stripe also announced that Libération, the French daily newspaper, is powering its subscription management with Stripe Billing, using Smart Retries to combat churn and maximize revenue recovery.

Stripe’s country lead in France Laurent Curny said: "AI is rewriting how products are priced, discovered, and purchased all at once. Every business, from frontier AI labs to century-old brands, faces the same question: do you have the infrastructure to compete in what comes next?"

These updates were shared at Stripe Tour Paris, the company's annual internet economy conference in France.

PARIS—As Stripe celebrates 10 years in France, the company today shared new tools designed to help French businesses compete globally and capitalize on the shift to AI commerce. Stripe now supports nearly 800,000 businesses and solopreneurs in France, including half of the CAC 40, two thirds of French unicorns, and a growing cohort of AI-native companies including Mistral, Hugging Face and Nabla, alongside enterprises like La Redoute, Accor, and TF1.

In 2025, one in three customers of French businesses on Stripe came from outside France. These businesses now generate 22% of their revenue from international markets, up from 16% in 2020, reflecting the global reach Stripe unlocks. Today's announcements go further, giving French businesses new ways to reach international customers, monetize AI products, and turn platforms into full financial ecosystems.

Commerce in the age of AI

France is one of Europe's leading AI hubs, and Stripe is building the payments and billing infrastructure that the latest generation of AI companies, including new customers Gradium and H Company, rely on to grow.

AI companies can now meter token consumption and charge customers for their exact usage in real time with Metronome, integrated into Stripe Billing. And Stripe Radar now defends against token theft, with protection against multi-account abuse, free trial fraud, and pay-as-you-go abuse.

AI-powered growth isn’t limited to AI companies. Beginning later this year, French businesses will be able to make their products discoverable and purchasable across AI agents through a single integration with Stripe’s Agentic Commerce Suite.

Selling globally from France

Stripe Managed Payments is now generally available, enabling French businesses to expand into 195 markets without setting up local entities. Stripe acts as the merchant of record, handling local tax, compliance, and payment infrastructure. Social discovery app Yubo has recently introduced it to accept payments from overseas.

For companies selling across different currencies, Adaptive Pricing automatically localises prices at checkout.

Powering France's platform economy

More than 1,800 software platforms in France are building on Stripe. Today Stripe shared three new tools to help platforms offer financial services directly to their customers:

• Treasury for Platforms: Platforms can now provide their customers with a business account that lets them hold, convert, and move money across currencies with instant transfers and access to Stripe's 160-country payout network.
• Capital for Platforms: Platforms can now extend financing directly to their customers—no bank partnership required.
• Platform growth studio: Platforms on Stripe now get personalised growth recommendations benchmarked against thousands of Stripe platforms.

Stripe also announced that Libération, the French daily newspaper, is powering its subscription management with Stripe Billing, using Smart Retries to combat churn and maximize revenue recovery.

Stripe’s country lead in France Laurent Curny said: "AI is rewriting how products are priced, discovered, and purchased all at once. Every business, from frontier AI labs to century-old brands, faces the same question: do you have the infrastructure to compete in what comes next?"

These updates were shared at Stripe Tour Paris, the company's annual internet economy conference in France.

Last week, agent traffic surpassed human traffic on the internet for the first time. Agents browsing webpages account for some of that traffic, but Stripe data points to a more significant reason for this growth: agents building software.

Agent traffic to Stripe’s documentation grew more than 10x in 2025 and now makes up nearly 40% of docs traffic. We’ve also seen exponential growth in new Stripe CLI users over the past year, with 70% of CLI requests for API resources coming from agents.

Our data shows that agents are now fully capable of independently writing code and integrating with APIs like Stripe’s. And yet, many of the steps adjacent to writing code—such as provisioning infrastructure, managing credentials, setting up accounts, and connecting services together—are still too hard for agents to do on their own.

We’re expanding Stripe Projects, which lets you provision and manage services from the CLI, to solve this with new agent integrations, additional providers, and new developer controls.

Here’s what’s new with Projects.

Hermes, Factory Droids, and Warp agents can provision infrastructure directly

Stripe Projects is now available as a skill—a set of structured instructions that give agents the context to act—in Hermes, an open-source, self-improving AI agent from Nous Research. Stripe Projects handles infrastructure provisioning and management, while Hermes carries context across sessions. This means that if you’re building a complex product over days or weeks, your agent is a persistent collaborator—returning to a project the same way a developer would.

Factory Droids and Warp, model-agnostic coding agents, have also integrated with Projects. Developers can now access the embedded Projects CLI directly in their preferred agent workflows.

Agents can provision and build with 16 new providers

Stripe Projects now connects to 16 new providers for a total of 49 providers. New providers include Metronome, a Stripe product, for usage-based billing, Wix for public-facing storefronts, and ClickHouse for LLM observability. This allows agents to spin up a live AI-powered product, bill users, and monitor model cost, latency, and quality from the first call—without a human clicking through a dashboard.

Developers can access new controls for agents to safely build

Agents provisioning infrastructure need many of the same guardrails as agents making purchases, such as scoped credentials, spend thresholds, and enforced environment boundaries. We’re shipping three updates to give you that control, plus the ability for platforms to natively distribute services for its users.

• See multiple providers’ spend in one place.
  Stripe Projects now gives you a unified view across all providers by current and historical cost per project, so you can understand what a project costs to run.

• Set spend limits per provider.
  You can now set custom spending caps per service, such as tighter limits on an AI model provider, or higher limits for production hosting and database layer. Per-provider limits let you tailor the guardrails for each service, helping prevent an agent from burning through your entire budget on a single provider.

• Keep builds contained with named environments.
  You can now create isolated credentials for development, staging, production, or any custom environment, as well as share resources across environments when you need consistency. Agents default to the development environment, so even if an agent goes off-script, it won’t access or impact your production environment.

• Natively provision services on your platform.
  With delegated authority and white-labeling support, platforms can now mint scoped credentials and set up infrastructure on your developers’ behalf, so developers can go from writing code to running it without leaving your environment.

What’s next

We’ll continue to expand Projects to cover the full lifecycle of agent-built software, from first provision to ongoing operations and security. We plan to add deeper security primitives for agents that act autonomously and a data layer, so providers can meter and bill for the software agents that build on top of their services.

Learn more about Stripe Projects or, if you’re ready to build, ask your agent to: use Stripe Projects to add a Prisma database.

Sell everywhere from the UK

Stripe today shared new tools to help UK businesses sell globally and seize the AI commerce opportunity, from expanded multi-currency treasury capabilities to new fraud defences, and the ability for UK businesses to sell across multiple AI agents through a single integration. Stripe also shared it now supports more than 1.5 million businesses and solopreneurs in the UK, including the country's fastest growing startups like ElevenLabs and Synthesia, and its most famous brands like Currys and Lloyds Bank.

Stripe has expanded Stripe Treasury to let UK businesses hold, convert, and move money across GBP, EUR, and USD from a single account, and pay out to suppliers, contractors, and third parties in over 100 countries with just an email address.

UK businesses that want to expand global sales instantly can now sell to customers in 195 countries while Stripe handles indirect tax, disputes, fraud protection, customer support, and more—through Stripe Managed Payments.

Businesses on Stripe can now automatically localise pricing for international customers with Adaptive Pricing, which drives an average 17.8% uplift in cross-border revenue.

Stripe also shared Checkout Studio—a home for businesses to build and maintain all of their global checkout forms, with support for over 125 payment methods and built-in A/B testing.

Build for the AI economy

Stripe is building the economic infrastructure for AI, and shared new tools to help UK businesses use AI to grow.

Stripe announced that, beginning later this year, UK businesses will be able to sell to customers inside AI interfaces, with the Agentic Commerce Suite—which makes products discoverable and purchasable from inside AI interfaces through a single integration. UK businesses with entities in the US, including JD Sports and Wolf & Badger, are already selling to customers in the US via platforms including Gemini and Copilot.

UK businesses can now use Stripe Radar to protect themselves from AI-era fraud, including multi-account abuse, free trial fraud, and pay-as-you-go abuse. Stripe Radar has also been expanded to cover Bacs Direct Debit transactions, and all other local payment methods on Stripe.

Conor McNamara, Chief Revenue Officer for EMEA at Stripe, said: "Two things are going to define the next decade for UK businesses: selling globally and building for the AI economy. Today, we're making both dramatically easier. Whether it's making your products purchasable through AI agents, localising pricing for a customer in Tokyo, or defending against new forms of fraud—Stripe handles the complexity so businesses can focus on growth."

UK businesses on Stripe

The product showcase comes the day after Stripe announced a significant partnership with Lloyds Bank to bring Stripe’s payments infrastructure to UK small businesses. Other new Stripe customers in the UK include Currys, Wayve, and TripAdvisor.

These updates were shared at Stripe Tour London, the company’s annual internet economy conference in the UK, where over 1,500 founders and business leaders gathered at ExCel London.

Sell everywhere from the UK

Stripe has expanded Stripe Treasury to let UK businesses hold, convert, and move money across GBP, EUR, and USD from a single account, and pay out to suppliers, contractors, and third parties in over 100 countries with just an email address.

UK businesses that want to expand global sales instantly can now sell to customers in 195 countries while Stripe handles indirect tax, disputes, fraud protection, customer support, and more—through Stripe Managed Payments.

Businesses on Stripe can now automatically localise pricing for international customers with Adaptive Pricing, which drives an average 17.8% uplift in cross-border revenue.

Stripe also shared Checkout Studio—a home for businesses to build and maintain all of their global checkout forms, with support for over 125 payment methods and built-in A/B testing.

Build for the AI economy

Stripe is building the economic infrastructure for AI, and shared new tools to help UK businesses use AI to grow.

Stripe announced that, beginning later this year, UK businesses will be able to sell to customers inside AI interfaces, with the Agentic Commerce Suite—1mdash;which makes products discoverable and purchasable from inside AI interfaces through a single integration. UK businesses with entities in the US, including JD Sports and Wolf & Badger, are already selling to customers in the US via platforms including Gemini and Copilot.

UK businesses can now use Stripe Radar to protect themselves from AI-era fraud, including multi-account abuse, free trial fraud, and pay-as-you-go abuse. Stripe Radar has also been expanded to cover Bacs Direct Debit transactions, and all other local payment methods on Stripe.

Conor McNamara, Chief Revenue Officer for EMEA at Stripe, said: "Two things are going to define the next decade for UK businesses: selling globally and building for the AI economy. Today, we're making both dramatically easier. Whether it's making your products purchasable through AI agents, localising pricing for a customer in Tokyo, or defending against new forms of fraud—1mdash;Stripe handles the complexity so businesses can focus on growth."

UK businesses on Stripe

The product showcase comes the day after Stripe announced a significant partnership with Lloyds Bank to bring Stripe's payments infrastructure to UK small businesses. Other new Stripe customers in the UK include Currys, Wayve, and TripAdvisor.

These updates were shared at Stripe Tour London, the company's annual internet economy conference in the UK, where over 1,500 founders and business leaders gathered at ExCel London.

Convert customers with a localized experience

Cross-border success often depends on the customer experience at checkout. A localized experience includes core components like customers’ preferred languages, currencies, and payment methods; it also requires continuous optimization.

Checkout studio, the newest addition to the Optimized Checkout Suite, provides tools for businesses to tailor their checkouts to local customers. Industry-specific recommendations and location data help surface local payment methods for each market, with built-in tracking for adoption and performance. Stripe provides access to more than 125 payment methods, including support for Sunbit, Bizum, Pay by Bank, BLIK, and TWINT. A fashion retailer expanding into Spain or Poland, for instance, might be prompted in Checkout studio to add Bizum or BLIK and A/B test against live traffic before deploying it live.

Checkout studio provides recommendations to help present the right payment methods. Stripe data shows that even one geographically irrelevant payment method can decrease conversion by up to 15%. The upside of getting it right is significant: on Stripe, businesses offering Pix see up to 38.3% higher conversion from customers in Brazil, and those offering UPI see 19.8% higher conversion from customers in India.

Localization also extends beyond language and payment methods to include pricing in local currencies. Stripe data shows that 76% of customers will choose to pay in their local currency when given the option. Adaptive Pricing uses AI to display prices in local currencies, while Stripe handles conversion and the operational work behind it. On average, businesses using Adaptive Pricing see a 5% increase in authorization rates and a 17.8% lift in cross-border revenue.

Adaptive Pricing also supports subscription sign-ups and renewals, with guardrails built in to help keep renewal amounts consistent across billing cycles. On average, Adaptive Pricing for subscription businesses drives a 4.7% conversion uplift and a 5.4% increase in lifetime value (LTV) per session.

Increase payment acceptance and reduce fraud in every market

Maximizing payment performance also requires accounting for local nuances. Authorization rates vary across markets due to differences in issuers, local network preferences, and regional card behavior. Stripe helps businesses optimize global payments performance with AI-powered authentication, authorization, and fraud tools.

Stripe Authorization Boost adapts to market differences automatically with optimizations like real-time retries and issuer-specific messaging per transaction, and it includes support for Data Only authentication flows to reduce payment friction. Together, these capabilities can drive higher acceptance rates and lower processing costs without manual intervention. Businesses see an average 3.8% lift in authorization, and some Stripe customers with custom interchange pricing see processing costs decrease by up to 3.3%. Built-in A/B testing helps businesses measure impact before fully rolling out changes more broadly.

Adding new markets and payment methods also introduces new fraud vectors. Stripe Radar helps reduce fraud by automatically blocking high-risk transactions across all supported payment methods, including local bank debits; wallets; buy now, pay later options; and stablecoin payments. In a private preview, Stripe data showed that Radar reduced fraud by an average of 71% across four payment methods: Klarna, PayPal, Affirm, and Cash App Pay.

Reduce cross-border costs

Expanding into more countries can increase revenue, but each new market adds complexity when storing and moving money. Traditional money movement is often fragmented across currencies, accounts, and providers—forcing companies to spend precious time managing operations instead of growing the business.

Stripe Treasury brings payments and finances together in one place with the ability to store, convert, and send money across multiple currencies and stablecoins without leaving Stripe. For businesses in the US and UK, settled payment earnings are available instantly, regardless of bank holidays or weekend closures.

Holding funds in multiple currencies has traditionally required multiple bank accounts, local entities, and unnecessary FX fees. With Stripe, businesses can hold multiple currencies side by side in a Treasury account without having to convert them. When currency conversion is needed, businesses can do so instantly, 24/7, and lock in transparent, market-leading rates. Organizations can also pay out globally to more than 160 countries in fiat and stablecoins, and create cards that let employees spend directly from Treasury balances.

Additional support for stablecoins gives businesses even more ways to manage and move money globally. A global marketplace, for example, can accept stablecoin payments in 32 new markets and enable its sellers to hold stablecoins in Treasury. Sellers in 30 countries can also receive a stablecoin-backed card and offramp funds to local currencies like ARS, COP, EUR, MXN, PHP, and USD.

Today, Treasury is live in more than 120 countries—with stablecoin-backed balances in 100 of them—and we plan to add stablecoin support for an additional 41 countries by the end of 2026. Entrepreneurs in more than 50 countries already use Treasury as their primary business account.

Manage tax and regulatory compliance

Every market comes with its own tax and regulatory rule book, which can slow global expansion. A business might solve for the roughly 16,000 combinations of US sales tax rates and rules, but expanding into India requires navigating different GST structures, real-time e-invoicing, and dispute windows measured in hours instead of days.

Whether businesses choose to manage compliance themselves with Stripe Tax, or rely on Stripe to handle it through Stripe Managed Payments, both approaches help reduce overhead and make global growth easier.

For businesses that want to remain the merchant of record, Stripe Tax automates tax calculations, collection, threshold monitoring, registrations, and filing. Stripe Tax automatically calculates and collects the right tax in more than 100 countries across more than 600 product categories to simplify tax compliance as a business grows. OpenAI, ElevenLabs, and Retell AI are among more than 67,000 companies using Tax to handle compliance rather than building out a full tax team.

For businesses that want to outsource their tax responsibility, Managed Payments is Stripe’s merchant of record solution. It handles tax registration, collection, and remittance in more than 80 countries, letting businesses focus on their core product, growth, and expansion.

Tax is only part of the challenge of growing globally. Building internal processes for fraud, disputes, and customer support can slow expansion and increase the cost of entering new markets. With Managed Payments, businesses also get fraud protection, dispute management, customer support, and a localized checkout experience. Managed Payments is now available to businesses selling digital goods, and it has already helped companies like Unity, RevenueCat, and Lovable expand.

Grow globally, faster

Whether you’re entering your first international market or optimizing for the next 10, Stripe offers solutions to help businesses sell, operate, and grow.

See everything announced at Sessions 2026, and check out our product roadmap to see the upcoming features Stripe is planning to help global businesses. To network with industry leaders and explore new paths to growth, sign up for a Stripe Tour event near you.

SAN FRANCISCO AND DUBLIN—Stripe, the programmable financial services company, today announced that Deel is using Stripe to enable millions of contractors across 150+ countries to hold, earn, and spend a US dollar backed balance.

Deel is a global payroll and compliance platform that supports more than 40,000 businesses and 1.5 million workers worldwide. Today, the company is launching a stablecoin wallet to help their contractors around the world hold earnings in DLUSD, Deel's USD-denominated balance, be eligible to earn rewards on their holding, and spend anywhere.

In markets like Argentina and Turkey, a salary paid in local currency can fluctuate between 20% and 40% of its value in a single year. According to Deel, in 2025, 85% of contractors in Argentina wanted to be paid in US dollars rather than Argentine pesos. That’s now possible with Stripe’s stablecoin infrastructure.

"As Deel simplifies global work for more businesses and workers around the world, the way people get paid has to evolve with it,” said Alex Bouaziz, Co-founder and CEO of Deel. “Contractors want dollar-backed pay they can hold, earn on, and spend without leaving the platform. Stripe's stablecoin stack gives us the infrastructure to make that happen, simply and compliantly, at scale."

Deel collects payments from employers and pays out those funds to contractors around the world. When an employer pays Deel, Stripe powers the direct debit collection and screens for fraud. Bridge, a Stripe company, then converts those funds from US dollars into DLUSD—a custom stablecoin issued through Bridge's Open Issuance—which lands in the contractor's Deel balance, held in an embedded Privy wallet, also a Stripe company. The Deel Card will let contractors spend their stablecoin balance anywhere in the world.

Every transaction is conducted on Tempo, so payments settle nearly instantly and at a fraction of the traditional cross-border cost.

The mechanics of Tempo, Bridge, and Privy are invisible to the contractor. What they see is their earnings, landing in their account quickly and accruing in a US dollar-denominated balance.

“Deel is at the forefront of stablecoin innovation, using the stack to grow their global capabilities with ease and give contractors new superpowers,” said Henri Stern, CEO of Privy. “With Stripe's crypto infrastructure under the hood, Deel gets tighter control, better economics for the business, and a seamless experience for their end users."

Deel is one of the first companies to combine Stripe's payments infrastructure, Bridge's Open Issuance, and Privy's embedded wallets to create a simple and smooth experience for their end users all around the world.

The Deel stablecoin wallet is available today in Argentina, with remaining LATAM countries in the next few weeks and APAC, MENA, and Africa to follow.

Visa recently launched the Digital Commerce Authentication Program (DCAP), a new global framework designed to reduce fraud and increase authorization rates for card-not-present transactions. The program rewards businesses in the US for sharing richer transaction data with issuers during authentication, such as device ID, billing address, IP address, and customer email. Qualifying transactions receive a net interchange reduction of five basis points.

New network programs create opportunity, but they also introduce complexity. Businesses need to understand which transactions qualify, ensure their integration passes the required data, and determine whether participating will improve their end-to-end transaction economics or have unintended consequences, such as hurting authorization rates.

To participate in DCAP, businesses need to share required cardholder data with issuers via frictionless authentication in their checkout. This might introduce latency and uncertainty around how issuers interpret these newer signals.

We moved quickly to help Stripe businesses take advantage of DCAP and capture interchange savings while protecting authorization rates. Here’s what we did.

Optimizing DCAP savings without sacrificing conversion

Before rolling out DCAP, we worked with Visa to run readiness testing and identify the right implementation approach. This collaborative testing underscored the need for transaction-level intelligence.

With Stripe Authorization Boost, we intelligently select which transactions should go through Data Only 3DS, which sends additional risk data from the card network to the issuer for authorization. Rather than applying static rules, Authorization Boost evaluates cost savings, conversion impact, and fraud risk at the individual transaction level to determine when to apply Data Only 3DS. This allows businesses to capture DCAP savings while limiting the impact to the customer experience and optimizing authorization rates.

Since April 18, we’ve helped Stripe businesses capture $18.4 million in annualized network cost savings from DCAP. By helping businesses collect and pass the required data, we saw an 8x increase in the number of DCAP-eligible transactions. We’re continuing to work with Visa to optimize eligibility, so more transactions can benefit from DCAP.

Automatically benefit from DCAP optimizations

If you use Authorization Boost and are collecting the required data points, you’re already automatically benefiting from DCAP optimizations. For businesses using standalone 3DS, you can participate by setting flow_preference[type] to data_share on authentication requests and ensuring required fields are populated.

Learn more about how Authorization Boost can help optimize your payments performance.

SAN FRANCISCO AND DUBLIN

Stripe, the programmable financial services company, today announced that Deel is using Stripe to enable millions of contractors across 150+ countries to hold, earn, and spend a US dollar backed balance.

Deel is a global payroll and compliance platform that supports more than 40,000 businesses and 1.5 million workers worldwide. Today, the company is launching a stablecoin wallet to help their contractors around the world hold earnings in DLUSD, Deel's USD-denominated balance, be eligible to earn rewards on their holding, and spend anywhere.

In markets like Argentina and Turkey, a salary paid in local currency can fluctuate between 20% and 40% of its value in a single year. According to Deel, in 2025, 85% of contractors in Argentina wanted to be paid in US dollars rather than Argentine pesos. That’s now possible with Stripe’s stablecoin infrastructure.

"As Deel simplifies global work for more businesses and workers around the world, the way people get paid has to evolve with it,” said Alex Bouaziz, Co-founder and CEO of Deel. “Contractors want dollar-backed pay they can hold, earn on, and spend without leaving the platform. Stripe's stablecoin stack gives us the infrastructure to make that happen, simply and compliantly, at scale."

Deel collects payments from employers and pays out those funds to contractors around the world. When an employer pays Deel, Stripe powers the direct debit collection and screens for fraud. Bridge, a Stripe company, then converts those funds from US dollars into DLUSD—a custom stablecoin issued through Bridge's Open Issuance—which lands in the contractor's Deel balance, held in an embedded Privy wallet, also a Stripe company. The Deel Card will let contractors spend their stablecoin balance anywhere in the world.

Every transaction is conducted on Tempo, so payments settle nearly instantly and at a fraction of the traditional cross-border cost.

The mechanics of Tempo, Bridge, and Privy are invisible to the contractor. What they see is their earnings, landing in their account quickly and accruing in a US dollar-denominated balance.

“Deel is at the forefront of stablecoin innovation, using the stack to grow their global capabilities with ease and give contractors new superpowers,” said Henri Stern, CEO of Privy. “With Stripe's crypto infrastructure under the hood, Deel gets tighter control, better economics for the business, and a seamless experience for their end users."

Deel is one of the first companies to combine Stripe's payments infrastructure, Bridge's Open Issuance, and Privy's embedded wallets to create a simple and smooth experience for their end users all around the world.

The Deel stablecoin wallet is available today in Argentina, with remaining LATAM countries in the next few weeks and APAC, MENA, and Africa to follow.