Stripe Release Notes
Last updated: Jan 29, 2026
Stripe Products
All Stripe Release Notes (120)
- Jan 29, 2026
- Date parsed from source:Jan 29, 2026
- First seen by Releasebot:Jan 29, 2026
Stripe powers OpenRouter’s global AI model access for millions of developers
Stripe powers OpenRouter's global AI monetization with invoicing, tax, fraud protection, and local currency checkout. Automatic usage tracking and dynamic pricing help OpenRouter scale, expand worldwide, and protect margins.
Stripe, OpenRouter, and AI Payments
SAN FRANCISCO AND DUBLIN—Stripe, the programmable financial services company, today announced that OpenRouter, a platform that gives over 5 million developers access to hundreds of AI models through a single interface, is building on Stripe to support its revenue growth, global expansion, and fraud protection.
OpenRouter lets developers and enterprises easily use a wide range of AI models to build, scale, and optimize AI applications without integrating separately with each underlying model provider. To support this experience, OpenRouter uses Stripe Invoicing to bill customers on flexible terms and collect payments, while Stripe Tax automates global tax calculation and collection. OpenRouter also uses Radar for Fraud Teams to fine tune fraud controls and manage risk performance from the Stripe dashboard.
OpenRouter uses Stripe to accept payments from its global customer base across credit cards and local payment methods, including Alipay, WeChat Pay, Amazon Pay, Cash App, and Google Pay. Stripe’s Adaptive Pricing allows OpenRouter to display prices in local currencies at checkout across more than 150 countries, providing a localized payment experience for its customers.
“Stripe handles payment complexity in an elegant way so we can focus on making AI models accessible and high-quality for developers everywhere. As OpenRouter scales globally, having reliable payments infrastructure is essential to delivering the seamless experience our users expect,” said Alex Atallah, cofounder and CEO of OpenRouter.
AI products face constantly changing inference costs as model providers update pricing across different models. If developers do not adjust prices when costs fall, they risk losing competitiveness. If costs rise and pricing does not keep up, margins suffer. To manage this, developers typically need to spend considerable time and effort manually tracking cost changes and updating pricing. To solve this, Stripe partnered with OpenRouter so developers can route model requests through OpenRouter while Stripe automatically tracks usage, applies pricing, and handles billing. Together, Stripe and OpenRouter enable developers to respond to cost changes automatically and scale monetization without operational complexity.
Stripe is building the economic infrastructure for AI. That includes partnering with the most ambitious AI companies and being their growth partner by providing the most reliable and fastest-improving financial infrastructure. Every company in the Forbes AI 50 that monetizes does so on Stripe.
Original source Report a problem - Jan 28, 2026
- Date parsed from source:Jan 28, 2026
- First seen by Releasebot:Jan 29, 2026
Stripe API by Stripe
2026-01-28.clover
New payments and billing updates roll out with 3D Secure 2.3.0/2.3.1, iDEAL issuer support, adjustable line item quantities, and opt out of strict validation. Also added OpenAPI v2 endpoints, Polish NIP tax support, currency mapping tweaks, and a new Treasury top up field.
Payments and payment method enhancements
Adds support for 3D Secure versions 2.3.0 and 2.3.1
Payments
- Adds the ability to monitor reserve activity on Balance Transactions and reconcile Risk Reserved balance changes
- Adds the ability to opt out of strict arithmetic validation for Payment Line Items
Payments
- Adds Adyen as an issuer for iDEAL payments
Payments
- Adds adjustable quantity to the line items response
Checkout
- 1 more
Additional updates
Adds OpenAPI artifacts containing v2 API endpoints
Affects all products
Reintroduces the ability to set an amount-off coupon’s duration to foreverBilling
Adds support for Polish NIP tax ID type
Tax
- Adds the top-up field to Treasury ReceivedDebit linked flows
Financial Accounts for platforms
Changes currency mapping for Bulgaria from BGN to EUR
Terminal
- Adds the contact phone parameter to the Accounts API
- Affects all products
- Adds the ability to specify a company’s registration date on Accounts v2 objects
Connect
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- Jan 23, 2026
- Date parsed from source:Jan 23, 2026
- First seen by Releasebot:Jan 23, 2026
Metronome + Stripe: Building the future of billing
Stripe finalizes the acquisition of Metronome to power a more flexible usage based billing platform. The combined solution will cover large product catalogs, hybrid and consumption models, and unified analytics across self-serve and sales led channels. A single monetization platform aims to grow revenue at scale.
Acquisition and momentum
Last week, Stripe finalized its acquisition of Metronome, the industry leader in usage-based billing. Over the past two years, we’ve extended Stripe Billing to provide first class support for usage-based and hybrid billing models. Thousands of customers, including some of the fastest-growing AI companies in the world, use Stripe Billing for complex usage-based revenue models. With Metronome, we’ll build on this momentum; the next phase of usage-based billing at Stripe will cover product catalogs with thousands of SKUs, sales-led business models, and powerful revenue analytics. Together, we’re building the most flexible and complete billing solution on the market—one that works for everyone, from a couple of engineers in a garage figuring out their business model to public companies monetizing at global scale.
Pricing innovation and product development
At Stripe, we’ve always worked with businesses at the frontier of product innovation. We’re now seeing a parallel trend in pricing innovation. Companies are embracing consumption-based models and treating monetization as an active part of product development rather than a static, back-office function. With Stripe Billing, we provide the modern monetization infrastructure that lets companies move faster and experiment commercially—without needing to stand up large, specialized engineering teams.
Capabilities and partnerships
We already support companies with a broad range of billing models, including credit burndown (Lovable), outcome-based billing (Intercom), and subscriptions (Anthropic). With Metronome now a part of Stripe, we’re able to extend our capabilities to support multidimensional metering for the complex product catalogs of AI infrastructure companies (OpenAI), as well as custom contracting for companies that combine a sales-led growth motion with usage-based pricing (Confluent, Anyscale).
Customers, roadmap, and integration
Metronome customers will immediately benefit from Stripe’s global reach and industry-leading reliability. Going forward, we’ll build a unified roadmap for one monetization platform that lets you sell any way your customers want to buy—from self-serve PLG flows and high-touch sales motions to direct purchases through cloud marketplaces. Integrated payments, analytics, revenue recognition, and tax capabilities mean one system to help you grow your revenue and scale.
Learn more
To learn about our latest Stripe Billing updates and how we’re evolving our products together, join us at Stripe Sessions.
Contact us to chat about how we can work together to support your monetization needs.
Original source Report a problem - Jan 20, 2026
- Date parsed from source:Jan 20, 2026
- First seen by Releasebot:Jan 21, 2026
Stripe powers Higgsfield’s global expansion and marketplace launch
Stripe powers Higgsfield expansion with Connect marketplace launch, enabling creator onboarding, payments routing, and global compliance. The integration boosts revenue, localizes checkout, and uses AI-powered optimizations with high authorization rates.
SAN FRANCISCO AND DUBLIN — Stripe, the programmable financial services company, today announced that Higgsfield, a generative AI video production platform for creative professionals, is expanding its use of Stripe to support its growth and launch a new marketplace. Higgsfield doubled its annual revenue run rate from $100 million to $200 million in just two months, relying on Stripe for checkout, payments, billing, and fraud prevention to grow globally.
Higgsfield integrated with Stripe in three days with a single backend engineer ahead of its product launch last year. It is now using Stripe Connect to launch a marketplace to enable creators primarily from the United States, Europe, UK, South Korea, Japan, and Canada to sell and monetize content on its platform. Connect lets Higgsfield onboard and verify creators, route payments from customers to those creators, and pay out earnings while handling onboarding, identify verification, and compliance globally.
“Higgsfield operates at a global scale, where reliability and compliance matter as much as speed. Stripe provides the enterprise-grade foundation that allows us to support multiple payment methods, operate across markets, and evolve our business model with confidence,” said Alex Mashrabov, founder and CEO of Higgsfield.
Higgsfield uses Stripe to accept payments from its global customer base across credit cards and local payment methods, including Pix in Brazil, Kakao Pay in South Korea, Naver Pay in Japan, and WeChat Pay. Higgsfield also accepts stablecoin payments with Stripe to reduce cross-border transaction costs. Link, Stripe’s consumer wallet used by more than 200 million consumers, now powers over 40% of Higgsfield’s transactions.
Stripe’s Adaptive Pricing allows Higgsfield to display prices in local currencies at checkout across 150 countries, providing a localized checkout experience for its customers. Using Stripe’s AI-powered payment optimizations, Higgsfield has achieved a 95.6% authorization rate across the United States, Europe, and Australia.
Higgsfield uses Stripe Billing to run subscriptions and experiment with pricing as its business evolves. Billing also helps recover revenue that would otherwise be lost to failed payments and reduces churn as the customer base grows. With Stripe Tax, it handles global tax compliance, from identifying obligations to calculating and collecting taxes and supporting filings across jurisdictions. And Stripe Radar helps Higgsfield identify and prevent fraud in real time.
Stripe is building the economic infrastructure for AI. That includes partnering with the most ambitious AI companies and being their growth partner by providing the most reliable and fastest-improving financial infrastructure. Every company in the Forbes AI 50 that monetizes does so on Stripe.
Original source Report a problem - Jan 8, 2026
- Date parsed from source:Jan 8, 2026
- First seen by Releasebot:Jan 8, 2026
Stripe helps power a new shopping experience in Microsoft Copilot
Stripe debuts Copilot Checkout, letting US users buy from Etsy and retailers like Urban Outfitters inside Microsoft Copilot with in-chat Stripe checkout and tokenized payments. It brings agentic commerce to AI shopping with fraud protection and merchant control.
Copilot Checkout
Copilot users in the United States will be able to buy products from Etsy businesses and retailers like Urban Outfitters and Anthropologie in the chat using checkout powered by Stripe.
Stripe’s agentic commerce solutions help power a new experience called Copilot Checkout.
SAN FRANCISCO—Stripe, the programmable financial services company, today announced that it is helping power a new experience called Copilot Checkout. Copilot users in the US will be able to buy products from Etsy businesses and retailers like Urban Outfitters and Anthropologie, all without leaving the chat.
When a Copilot conversation naturally leads to a shopping experience, a Stripe-powered checkout may appear natively within the chat. To populate the checkout, Microsoft communicates with Stripe through an integration. Stripe then connects with the seller via the Agentic Commerce Protocol, an open standard for agentic commerce codeveloped by Stripe. After the buyer provides their payment credentials, Stripe issues a Shared Payment Token, a primitive that facilitates payments without exposing the buyer’s credentials. Stripe then passes this token to the seller, who can process the transaction through Stripe or, if they prefer, with another payment provider while still benefiting from Stripe’s risk signals for fraud protection. The seller remains in control of the data as the merchant of record.
“AI is changing how commerce works, and as with every technology shift, it needs new infrastructure. Stripe is building that infrastructure, and Microsoft is putting it to use by enabling commerce inside Copilot,” said Kevin Miller, head of payments at Stripe.
“With Copilot, we want to make discovering and purchasing products as effortless as possible. As we bring new AI-powered experiences to life, we are collaborating with Stripe to provide the reliable and fast-improving infrastructure that makes this new era of AI-powered commerce possible,” said Nayna Sheth, head of product for agentic payments at Microsoft.
To onboard more merchants faster, Microsoft will work with Stripe to integrate the Agentic Commerce Suite, a solution that helps businesses make their products discoverable to AI agents and handle checkout, fraud protection, and payments through a single integration.
Microsoft has been Stripe’s customer since 2022, when it began using Stripe to power payments. Later, Microsoft adopted Stripe Connect to handle payment acceptance and identity verification for its marketplace initiatives.
This follows Stripe’s recent announcement that it helped power Instant Checkout in ChatGPT. Stripe is building the economic infrastructure for AI, and that includes enabling businesses to thrive in the agentic commerce era.
Original source Report a problem - Dec 17, 2025
- Date parsed from source:Dec 17, 2025
- First seen by Releasebot:Dec 17, 2025
Businesses grow revenue on Stripe 27 percentage points faster after accepting financing through Stripe Capital
Stripe Capital accelerates SMB growth with proven impact. New trial data show financing users grow faster on Stripe, with an average 27 percentage points boost and top performers gaining up to 211 points, plus faster access and practical use cases for small businesses.
We hear consistently from our SMB customers that access to financing is a primary obstacle to growth, and that they’re not getting what they need from traditional lenders. We launched Stripe Capital to help fill this gap. Now, to quantify the impact, we completed a two-year randomized trial that directly compared Stripe businesses that accepted Capital financing to similar Stripe businesses that didn’t.
We found that businesses that accepted financing saw revenue on Stripe grow 27 percentage points faster than their peers, on average. We also found that for some businesses, the impact was even greater: the top decile of businesses, by growth rate improvement, saw a 211 percentage point average boost as a result of accepting financing.
Read on to learn how we proved the causal impact of financing on business growth, which kinds of businesses are most likely to see strong results, and how the emergence of nontraditional lenders is poised to increase global GDP.
Proving causation in two distinct time periods
Though it’s intuitive that accepting financing would spur growth, this causal relationship is difficult to prove: the same factors that make a business more likely to receive financing (good credit, high revenue, business longevity) also make it more likely to succeed, with or without an injection of capital. The scale of Capital—in 2025 alone, we provided financing to 76,000 businesses—made it possible to solve for these confounds. We designed a randomized control trial that compared the subsequent on-Stripe revenues of businesses that accepted financing to businesses on Stripe with similar credit, revenue, and longevity profiles that did not have access to Capital.
We ran the experiment twice to confirm that the growth effect was persistent. Our first trial ran from 2020–2021, and we found a striking outcome: an average boost of 114 percentage points to growth rates from financing. But it was likely that at least some of the divergence in growth trajectories was driven by COVID-19-era macroeconomic conditions: low inflation, large swings in GDP growth, and a trend to more ecommerce. Our more recent study—which ran from 2023–2025—took place in a very different economic climate, and found that the boost to growth rates remained strong at 27 percentage points on average.
An outsized impact on small businesses and those with forward-looking plans for their financing
Though we saw a strong average effect on growth rate, results varied greatly. Which characteristics made a business more likely to succeed with financing than others? Here’s what we found.
Financing drives significant growth for the smallest businesses on Stripe
For businesses processing between $3,000 and $76,000 annually on Stripe, Capital drove a 33 to 43 percentage point average boost to their growth rates compared to peers. Within this bucket, we could isolate an even stronger effect if we looked at businesses processing less than $52,000 annually on Stripe that also had top-tier business credit scores: they saw a 94 to 106 percentage point average boost to their growth rates.
These very small businesses are often the ones that struggle the most to secure timely financing from traditional banks. As one Capital recipient said, “Traditional banks just don’t understand how difficult they make the loan process” by requiring “days of completing endless application forms and providing extensive supporting documentation.” Many small business owners don’t have the time or resources to successfully complete these applications, and decline rates are nearly 50%—even for established businesses operating over 10 years.
With Capital, our more complete view of small businesses’ payment trends lets us speed up the process and reach a broader swath of SMBs. Stripe Capital can get financing to an SMB within 1 to 2 days on average, compared to 14 to 40 days at traditional banks. And our data shows that even for small businesses with low or unavailable credit scores, financing sparks growth. After accepting Capital offers, these Stripe businesses saw a boost of 11 to 18 percentage points to their growth rates on average compared to their peers.
Businesses that use financing for forward-looking projects saw higher growth rates
We complemented our experiment with a follow-up survey of around 900 Stripe businesses that participated, and we found that a business’s plans for using its new funding were strongly correlated with how much its growth rates improved.
Among SMBs with top-tier credit scores, those that reported using their financing for growth-oriented goals (selling new products, starting new projects, scaling up the business) saw boosts to their growth rates of 70 to 95 percentage points on average.
When we talk to businesses using Capital, we can see this effect in action: a new initiative, followed by significant growth. Luis Mayendia, the cofounder and CEO of the parking reservation company MyPark, shared that he used Capital to “scale the business by building and deploying additional machines, which started generating revenue immediately.” For Richard Blakely, the cofounder and CEO of Xirsys, financing through Capital allowed the TURN infrastructure company to expand to new markets: “We used the advance to set up servers in China, India, and Japan—allowing us to reach customers all over the world. Since then, we’ve seen our annual revenue more than double.”
Looking forward
The World Bank estimates that in developing economies, there is a $5.7 trillion gap between funding sought and obtained by SMBs. Our findings from Capital suggest that nontraditional lenders can play a significant role in growing the global GDP by closing this gap.
When financing programs are integrated with the tools SMB owners already use to run their operations, access broadens in ways that go beyond greater eligibility. Stripe Capital makes offers proactively, based on payment processing data, and this can encourage SMB owners to pursue growth opportunities they might not otherwise have considered. As one business owner told us, “I am being cautious about growth—maybe a little too much, but this loan was the right size and helped me take a little risk that I probably would not have taken.”
Platforms and marketplaces are well-positioned to do the same for the SMBs they serve, and they will be key allies in closing the funding gap. These providers make it possible for many SMB owners and sole proprietors to get started in the first place, and they see their impact on SMBs grow considerably when financing is part of the picture.
“Stripe Capital is especially valuable in the current environment—where credit card borrowing limits and lines of credit are being cut. For some, it means filling a short-term cash flow gap; for others, it unlocks the ability to invest in new employees, equipment, or marketing,” said Laura Collinson, VP and GM of payments and fintech at Jobber.
If you’re a business owner, learn more about how Stripe Capital could work for you.
If your business is a platform and you’d like to start your own financing program, learn more about how to get started with Stripe Capital for platforms.
Stripe Capital offers financing types that include loans and merchant cash advances. All financing requests are subject to a final review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. In the UK, France, and Germany, Stripe Capital loans and merchant cash advances are provided by YouLend and its affiliates.
Original source Report a problem - Dec 15, 2025
- Date parsed from source:Dec 15, 2025
- First seen by Releasebot:Dec 17, 2025
Stripe API by Stripe
2025-12-15.clover
Billing and Payments receive a broad upgrade set, from flexible billing cycle changes and enhanced invoice pricing to richer payment methods and balance insights. Connect adds Accounts v2 interoperability, digital attestation, and editable Checkout Sessions, delivering end‑to‑end overflow and verification improvements.
Billing enhancements
- Subscriptions updated from the Customer Portal can now also modify their billing cycle anchor
- Billing
- Adds the ability to filter customer balance transactions by invoice
- Billing
- Enables expansion for invoice pricing details
- Invoicing
- Adds subtotal property to Invoice Line Items
- Billing + 1 more
Payment methods enhancements
- Adds Mollie as a supported iDEAL issuer
- Payments
- Adds additional card payment method details to Payment Records
- Payments
- Adds expected debit date for bank debit payments
- Payments
- Adds support for the PayTo payment method
- Payments
Accounts v2 and Connect enhancements
- Connect platforms can now use Accounts v2 to manage connected accounts and customers
- Connect
- Adds the customer account property to v1 APIs for Accounts v2 interoperability
- Connect
- Accounts now support digital attestation for proof of registration and beneficial ownership verification
- Connect
Additional updates
- Adds the ability to update line items on existing Checkout Sessions with a custom UI
- Checkout
- Dec 1, 2025
- Date parsed from source:Dec 1, 2025
- First seen by Releasebot:Dec 17, 2025
- Modified by Releasebot:Dec 19, 2025
Dec 2025
Connect
The Accounts v2 API is now generally available for new Connect users to represent both their connected accounts and customers across Stripe. Accounts v2 improves onboarding conversion by sharing KYC across a merchant’s customer and connected account identities, so Connect users don’t have to build duplicate representations and custom relationship logic.
Payments
Businesses in Australia can now offer PayTo direct debits.
Original source Report a problem - Aug 27, 2025
- Date parsed from source:Aug 27, 2025
- First seen by Releasebot:Dec 17, 2025
Stripe API by Stripe
2025-08-27.basil
Unified payout and billing upgrades roll out across accounts, payments, and terminals with new payout details, tax handling, and extended invoicing. Added Alma installments, IOF tax on Pix, PayNow, and MXN tipping plus simulated terminal payments for smoother transactions.
Connect and payout enhancements
Connect
- Adds Payout Details embedded component to the Account Session API
- Public placeholder for Payout Details embedded component
- Connect + 1 more
- Adds a Charge transaction ID for several payment methods
Payouts
- Adds support for paying out to Financial Accounts v2
Billing enhancements
Billing
- Adds a name field to the customer portal configuration object
- Adds support for invoice items metadata and period in subscriptions and schedules
- Adds support for third-party tax on flexible billing mode subscriptions
Payment method enhancements
Connect
- Adds PayPay settings to the Account object
- Connect + 1 more
- Adds a Charge transaction ID for several payment methods
Payments
- Adds the number of installments for Alma payments to Charge objects
- Adds support to include the IOF tax in the amount for Pix payments
Checkout
- Adds excluded payment method types to the Payment Intents API
- Checkout + 1 more
Terminal enhancements
Terminal
- Adds support for simulating card payments on Terminal readers
- Adds support for PayNow on Terminal
- Adds support for MXN currency in Terminal tipping configuration
- Makes CVC optional when presenting a payment method on a simulated reader
Additional updates
Affects all products
- Adds Android APK for Terminal to purpose of file uploads
Payments
- Adds support for Dispute Preventions
Issuing
- Adds support for custom expiration dates to Issuing virtual cards
- Jul 30, 2025
- Date parsed from source:Jul 30, 2025
- First seen by Releasebot:Dec 17, 2025
Stripe API by Stripe
2025-07-30.basil
Checkout and Billing receive major upgrades with new payment methods, enhanced invoicing, and expanded subscription flexibility. Improvements include NZ BECS Direct Debit, Pix disable, schedule durations, mixed intervals, and better Cash App payments across Payments, Subscriptions, and Links.
Checkout enhancements
- Enhances Checkout for app-to-web purchases
- Checkout
- Adds support for disabling future usage of Pix in Checkout Sessions
- Checkout
- Adds support for Invoice Rendering Templates on Checkout and Payment Links
- Checkout + 1 more
- Adds support for the NZ BECS Direct Debit local payment method in Checkout and Payment Links
- Checkout + 2 more
Billing enhancements
- Adds a duration parameter for schedule phases
- Billing
- Adds support for quantity adjustment to the Customer Portal Configuration API
- Billing
- Adds helpers to cancel subscriptions for billing periods with mixed intervals
- Billing
- Adds support for billing thresholds on flexible billing mode Subscriptions
- Billing
- Adds support for mixed intervals on the same subscription
- Billing
Additional updates
- Adds transaction ID to Charges for Cash App
- Payments
- Adds support for the America/Coyhaique time zone
- Affects all products
- Adds a new value to payment review closed reasons
- Radar
- Adds support for ad-hoc products and prices when creating Payment Links
- Payment Links
- Adds support for new tipping currencies to the Terminal Configuration object
- Terminal
- Adds Connect embedded component for Instant Payouts promotion
- Connect